What About Your Health – How to Save – Lower Your Health Care Costs

When it comes to your health, what are some ways to lower your health care cost?The best way to keep from going to the doctor is good body maintenance. Keeping your body fat and cholesterol down are two excellent ways of keeping your body healthy.So how do we keep our body fat down? Well that is easy; just lower your fat intake. Pay attention to the foods you eat, fat should not be more than 20% to 30% of your daily calorie intake, and less than 10% of your calories should come from saturated fat.This brings us to our next recommendation, calorie intake. Calorie intake should be weighed on whether you want to lose weight or maintain your current weight. When losing weight it is a good idea to lower your calorie intake gradually, so as not to put your body into shock, and feel like you are starving yourself. When cutting calories, be sure to eat plenty of protein, like chicken, turkey, fish and seafood. They are loaded with protein, and the good kind of fat. The protein will keep you feeling fuller longer, while you are eating less.Start by cutting your calories by 20%, so for example if you are used to 3500 calories a day, cut down to 2800. Now I know that sounds excessive, but it’s not that bad. There are tons of 100 calorie snacks, in the stores, my favorite is the 100 calories bags of popcorn, 2 ½ cups of popcorn popped, and it is a great tasting fulfilling snack.Always start your day off with a high protein breakfast, or a filling breakfast. Bagel with turkey sausage or bacon, egg-beater and a piece of low fat cheese is a great breakfast. Turkey burger with salsa for lunch, and always a high protein supper. Just Google healthy recipes and you will find thousands of sites to help keep you on track.

Medical Bill Help: Protecting Yourself From Health Care Fraud

It’s no secret that most Americans pay a lot for nearly any kind of medical care, but a close look at factors that are driving higher health care prices in the U.S. reveals more about why medical care is so expensive these days. One element that you may not think about is health care fraud and how it impacts you.The Cost of FraudReports from health care experts show that Americans may be paying up to $80 billion per year because of health care fraud. That’s out of 2 trillion dollars spent annually, including a federal Medicare program that is estimated to be worth about $450 billion, with 44 million beneficiaries on the books.Government entitlement programs contribute quite a bit to the problem – not necessarily because of the programs themselves but because of the abuse by disreputable providers. Because of the unique reimbursement rules for these programs, many dishonest providers are able to simply bill Medicare and another government entitlement program, Medicaid, for services and goods that were never actually provided to patients.What is the Government’s Response? Even though the government has been prosecuting more medical companies and practices, and has recovered over $10 billion for Medicare since 2009, it continues to be a huge problem. With all of the loopholes and opportunities for fraud in the current system, this issue is not going away anytime soon. As the federal government and state governments scramble to identify health care fraud and convict fraudulent operators, it’s important that consumers get involved in the struggle as well.What Can You Do to Protect Yourself? One action under your control is to carefully read and review your medical bills. It’s important that you know what services your medical bills are representing and why each item costs as much as it does. Surveys have found that one in five patients don’t understand the descriptions of procedures on a medical bill, and many never question these kinds of charges. As a result, health care fraud remains rampant.Always take the time to go over the details listed and call providers if anything on your bill is less than clear. Don’t settle for a non-itemized bill: demand that providers show in clear terms what charges represent and why they were billed. This kind of vigilance not only helps your financial bottom line, but it also protects the community at large from a greater threat of systematic health care fraud.

The Best Health Care Career Options

When it comes to health care you have plenty of options in front of you. In fact there are literally hundreds of careers that you could choose to pursue in medical filed. The sky is the limit in this regard! Some of the career choices require a number of years of schooling such as nursing or technical jobs while others, such as medical transcription may take anywhere from a few months to a year to study for. You have to really be clear with yourself about what you want, the type of personality you have, where your skills lie and how much time you are willing to devote to your education in order to determine your health care career path.What is certain is that health care workers are needed tremendously. With the population aging rapidly and people living longer all of the time certified professionals are needed to provide medical attention and treatment. As people age they tend to have more health care concerns. As more baby boomers retire this also opens up more jobs for the younger generation.Nursing is one of the best career options to pursue in today’s world. Within the nursing realm you have a variety of routes that you could choose to follow. If you want to choose the option that will involve the shortest period of schooling then choose to train to be a certified nursing assistant or a licensed practical nurse (LPN). It will take you a year of study for these nursing occupations.If you want to become a registered nurse (RN) you will need to study for two years at a university level. Another level of the nursing career is that for nurse practitioners and nurse anesthetists. After obtaining your RN degree you will need to study for an additional two to three years in order to pursue either one of these top paying nursing positions. These careers are very demanding and stressful but come with plenty of rewards.If you lean more towards the technical side then there are plenty of options for you in the health care sector. Medical technologists and technicians play an integral role in the field of medicine. Specialized training is required for these positions as is the need to be very detail oriented. Those wishing to become medical technicians must complete their bachelor’s degree in the field that they wish to pursue. Examples of these types of jobs include laboratory research technicians who gather date to determine causes and treatments for health issues and cytotechnologists whose job it is to analyze blood for abnormalities and diseases.There are health care careers that can be thought of as quick careers that do not take years and years of education and study but are still very viable health care careers. It may take you anywhere from a few months to a year to study for these careers but the pay will be well above minimum wage. Phlebotomists for instance are individuals who draw blood from patients. It generally takes one or two school semesters to get certified for this career path. This is just one of the many types of quick careers you can choose from. If you do a search over the Internet you will be presented with plenty of options to pick from.